How much is the insurance company supposed to pay me if I am injured on the job?

By: Glen Wieland

workers comp payments

If you or a loved one is unfortunately injured on the job, the last thing you want to deal with is the unknown. We at Wieland, Hilado & DeLattre can help you deal with the unknown.  That’s why we are answering those common questions that pop up after an accident occurs to help keep you informed and aware. One question we receive quite frequently is “How much is the insurance company supposed to pay me if you or a loved one is injured on the job?”

An employer’s workers’ compensation insurance carrier is required to pay for necessary medical treatments, rehab, tests, as well as any prescription drugs associated with your on-the-job injury. Workers comp payments for missed work time, death benefits, and compensation for permanent disability may also be available.

In the State of Florida, the compensation payment you receive weekly is determined by your Average Weekly Wage (AWW). If you are temporarily totally disabled, and are taken completely off of work by the authorized treating doctor, you should be paid 2/3 of your gross (before tax) wages, or 66 2/3% of your AWW. But, if you are on light duty with restrictions, and you are bringing in less than 80% of your AWW, you will then be paid 80% of what you are missing. For example if you have an AWW of $600.00, eighty percent is $480.00. If you are making $200.00 on light duty  you are losing $280.00 and will get paid $224.00 (280.00 x .8 = $224.00).

To accurately determine the amount you should be paid, you should contact a lawyer who specializes in workers comp payments’ cases to run the calculations for you.

If you have any more questions about this topic or any other personal injury issue, please call us at 407-841-7699. Plus, keep checking our blog, LIKE us on Facebook and follow us on Twitter at @whdjustice for more helpful hints and to always be informed about your rights.

Testimonials

Al represented me in a W.C. case that lasted 19 years and in all that time he and his staff handled everything with caring and professionalism, always staying in touch and ensuring I followed the requirements to see my case to a great conclusion. He would call often to check on my progress and condition showing true care and compassion!

– Harold

When someone does such a phenomenal a job as Al has done for us,it’s hard to find the right words to thank him and his office for all the work that was done in our case. We would not have gotten anywhere without his knowledge and help. Until we actually saw all of the “HOMEWORK” that Al did,we had no idea how much work that had been put into our case. 5 stars for Al and his team for the excellent work in delivering a fair and just settlement.

– Juanita